Spectrum Credit | Loans & Financing in Kenya

Spectrum Credit Limited provides loans and financing solutions in Kenya, including logbook loans, SME loans, asset financing, study abroad loans, trade finance, import duty financing and other business financing solutions. The company is a Digital Credit Provider regulated by the Central Bank of Kenya.
One of its key products is the Logbook Loan, which allows eligible vehicle owners to use their motor vehicle logbook as security while continuing to use the vehicle. The financing can be used for personal needs, business expenses, emergencies, school fees, working capital and other financial commitments, subject to assessment and applicable terms.
Spectrum also provides SME Loans designed around working-capital and business-growth requirements. Typical application requirements can include identification, KRA PIN, business registration documents, recent bank or M-Pesa statements and business records, with final requirements varying according to the applicant and financing request.
Its Asset Financing service helps individuals and businesses acquire vehicles, machinery, equipment and other productive assets without necessarily paying the entire purchase price upfront. This can help businesses preserve working capital while acquiring assets needed for operations.